Insurance Dude's Page

Posts by Insurance Dude

#

Posting Time

Subject
41 Posted: June 18 2010 04:35:06 Very True. Non Admitted carriers play a very big and important role in commercial lines. You just ha...
42 Posted: June 17 2010 05:18:27 Also, non admitted carriers have more ability to vary their coverage. You have to be very careful to...
43 Posted: June 17 2010 05:15:32 Hey Captive Agent,

It really varies now days from company to company. Many standard ...
44 Posted: June 17 2010 04:44:51 A homeowners insurance policy normally covers personal property off premises. If you have this cover...
45 Posted: June 14 2010 06:58:25 That is going to be very specific to your claim. You should be able to find a way to work this out a...
46 Posted: June 13 2010 07:39:07 Yeah. I was just thinking out loud about how I would present the case to an underwriter. I'm not su...
47 Posted: June 12 2010 08:04:51 Yes, I do see your point.

But, dont you think we could ask for their Visa details, to...
48 Posted: June 11 2010 09:59:23 That is really interesting. I just dont understand what that all has to do with the "price of t...
49 Posted: June 10 2010 09:53:53 I know most companies use credit scoring to determine pricing and eligiblity for homeowners insuranc...
50 Posted: June 10 2010 09:33:43 Definitely report this claim right away and let the insurance company determine if it is valid. This...
51 Posted: June 09 2010 02:56:01 Yeah, I'm new on the site. A couple months. But not new to the industry. Over 20 years in the busine...
52 Posted: June 08 2010 04:05:18 No Problem there. As long as you are willing to pay the difference for the upgrade....
53 Posted: June 08 2010 04:03:03 Definitely not. The policy is designed to "indemnify" you. Which means, bring you back to ...
54 Posted: June 08 2010 04:00:23 Every company is a little different. They have certain types of coverage that they believe will be t...
55 Posted: June 08 2010 03:50:39 Hi "chestert."
This should be covered under most homeowners insurance polcies. It ...
56 Posted: May 26 2010 04:27:58 Some companies are still writing the HOB with a total mold exclusion, but not many. For a while, com...
57 Posted: May 24 2010 10:04:32 Yeah, that was a crazy time. We had major carriers pulling out of the state, moritoriums on new busi...
58 Posted: May 24 2010 07:57:31 You really need to contact your agent or insurance company to advise them of the change of occupancy...
59 Posted: May 24 2010 07:53:16 That is not really a problem here in Texas right now. Years ago, when the "mold issue" fir...
60 Posted: May 24 2010 07:49:51 It can restrict your options to require a tenant to have renters insurance. But, you can ask. That w...